Copilot Money is Apple only. If you or your partner uses Android, Copilot is not an option. Lucky Friday gives you the same bank sync, custom categorization, and beautiful design on iOS plus a web app that works on any device.
Free to use. No credit card required.
Copilot Money is beautifully designed, but it is Apple only. No Android app, no Windows app. If you share finances with a partner on Android, or switch between devices, you are stuck. Lucky Friday works natively on iOS and runs as a full web app that works on any device with a browser, including Android phones and Windows laptops.
A native iOS app plus a web app that works on any device. Sign in once, sync everywhere, including Android phones and Windows laptops through your browser.
Same Plaid connections, same real-time syncing, same trusted providers.
Monthly and annual budgets that adapt to how you actually get paid.
Custom categories with your own icons and colors. Auto-categorization rules are unlimited, even on free.
Industry-standard encryption. Your bank credentials are never stored.
Not a trial. Upgrade when you want to, not because you have to.
Here is a straight look at how Lucky Friday stacks up against Copilot Money.
| Feature | Copilot Money | Lucky Friday |
|---|---|---|
| Platform | iPhone, iPad, Mac, Web (no Android) | iOS and Web (any device) |
| Bank sync | Yes, via Plaid | Yes, via Plaid |
| Free tier | 1-month trial, then $95/yr or $13/mo | Yes, permanent |
| Custom categories | Yes | Yes, with icons and colors |
| Auto-categorization rules | Yes | Unlimited, even on free |
| Net worth tracking | Yes | Yes |
Built for people who want a premium budgeting experience outside the Apple ecosystem.
A permanent free tier to get started. Unlock bank sync and premium features with a subscription.
Ready to budget on any device?
Lucky Friday is free to get started. No credit card, no Apple-only restrictions.
Also available as a web app at www.luckyfridayapp.com