Privacy Policy
Effective Date: 04/09/2025
Last Updated: 04/09/2025
Lucky Friday (“we,” “us,” or “our”) respects your privacy and is committed to protecting the personal and financial data you provide to us. This Privacy Policy explains how we collect, use, share, and protect your information when you use our web application and services (“Service”).
By using the Service, you agree to the practices described in this Privacy Policy.
1. Information We Collect
We collect the following types of information:a. Information You ProvideName, email address, and account login credentials (via Auth0)
Budget details, financial categories, notes, and custom labels
b. Information from Connected Financial AccountsIf you choose to link your financial accounts, we use Plaid Inc. to securely access:Transaction data (amounts, dates, descriptions)
Account balances and types
Account identifiers (last 2–4 digits only; no full credentials)
Plaid’s own privacy policy is available at https://plaid.com/legal. You may revoke Plaid access at any time from within the app or your financial institution.c. Automatically Collected InformationIP address, browser type, and device information
Usage data, including page views and actions taken
Error logs and performance data
We use cookies and similar technologies for session management, analytics, and security.
2. How We Use Your Information
We use your information to:
Provide and maintain the Service
Securely connect to financial data via Plaid
Authenticate your identity via Auth0
Customize your budgeting experience
Monitor usage and improve performance
Respond to inquiries and provide support
Meet legal or regulatory obligations
We do not sell or rent your personal data to third parties.
3. How We Share Your Information
We share your data only with trusted service providers that support our operations, including:ProviderPurposePlaidSecure financial data accessAuth0Authentication and identity managementMicrosoft AzureSecure hosting, encryption, and database storageEach third party is contractually obligated to safeguard your data and comply with applicable privacy laws.We may also disclose information:To comply with legal obligations (e.g., court orders)
To prevent fraud or abuse
As part of a merger, sale, or acquisition (with notice to you)
4. Data Storage and Security
All data is encrypted:In transit using TLS 1.2+
At rest using AES-256 via Azure-managed encryption
Access to user data is restricted to authorized systems and personnel. We maintain audit logs and review security regularly.
5. Data Retention
We retain user data for as long as your account is active or as necessary to provide the Service. You may request deletion of your data at any time via your account settings or by emailing us.
Some anonymized data may be retained for analytics and legal compliance.
6. Your Rights
Depending on your location, you may have the right to:
Access a copy of your data
Request correction or deletion
Revoke consent to data processing
Opt out of analytics or cookies
To exercise your rights, email us at supprt@luckyfridayapp.com. We may ask you to verify your identity before fulfilling requests.
7. Children’s Privacy
The Service is not intended for children under 13 (or under 16 in some jurisdictions). We do not knowingly collect personal information from minors.
8. International Users
If you are accessing the Service from outside the United States, your data will be transferred to and processed in the U.S. By using the Service, you consent to this transfer.
9. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of significant changes by email or in-app notice. Continued use of the Service means you accept the updated policy.
10. Contact Us
If you have questions about this Privacy Policy or your personal data, please contact us at:📧 support@luckyfridayapp.com
